Our Team

Sandie Zhang

Sandie Zhang

Senior Credit Analyst

Sandie performs commercial underwriting, including credit and financial analysis, cash flow analysis, balance sheet analysis, profitability, liquidity and solvency analysis, as well as providing opinions and recommendations regarding proposed credits. She is an integral part of the team that supports the credit process from award through final approval - as well as overall portfolio performance. Sandie furthermore ensures that all due diligence and evaluation is complete.

Sandie graduated from Guangdong University of Foreign Studies in China with degrees in Chinese/English translation and international trade and economics. She also holds a master's degree in finance from the Rochester Institute of Technology (RIT).
Sandie served as a Peer Advisor Leader for the RIT International Students Office and as Marketing Director for the International Business Group in Saunders College of Business. She is currently pursuing her Chartered Financial Analyst (CFA) certification.
(585) 643-3396